Best KYC Software Providers of 2025

#	Name	Score	Description
1	iDenfy	4.9	All-in-one identity verification platform to onboard more users
2	Focal	4.8	AI-driven platform for AML compliance and fraud prevention, streamlining customer onboarding and real-time risk management.
3	SEON	4.6	Stop fake users, fraud signups, and risky transactions with SEON fraud prevention software
4	ID.me	4.1	Create trust at onboarding and beyond with a complete, AI-powered digital identity solution built to help you know your customers
5	Onfido	4.0	AI-powered Identity Verification Software

Notable Mentions

#	Name	Description
1	LexisNexis	Established in 1970, it is one of the key players in the global regulations and compliance industry
2	Sumsub	All Your Identity Verification Combined

Criteria for the best KYC software provider

When choosing the right KYC vendor, the important considerations are based on the vendor’s experience working with identity verification, AML screening requirements, and business verification. Here are the specific requirements for the KYC vendor to be an effective part of the company’s compliance process.

Features of identity verification software

Countries support. Depending on the regions your company onboards customers from, it is essential to choose a provider with compatible countries. Also, there should be an option to specify a blocklist of countries, ensuring that jurisdictions with high-risk scores would be unavailable during the KYC process or return the blocklist attribute as part of the JSON response.

Document types. The identity verification provider has to provide options for multiple document types in case the user needs to provide a driver’s license or residence permit instead of a standard passport or ID card. Simultaneously, there should be an option to blocklist specific document types.

Liveness verification. With the rise of deepfake technology, it becomes crucial to determine whether the selfie is from an actual human being or manufactured. Two options are typically chosen: passive and active validation. Passive usually requires only a single photo, while active requires additional facial gestures. 

Automated vs Human-Supervised ID Verification. Even the most sophisticated identity verification solution does not guarantee 100% accuracy due to poor document quality or simply human error. Thus, the option for the manual review team plays a crucial role in the overall success rate of the KYC process.

Pricing options. If the identity verification provider is too expensive or the pricing is unreasonable, it might not be worthwhile to automate the KYC process altogether. While choosing the identity verification vendor, it is critical to evaluate what exactly is being charged.

KYC Risk Assssment. Client risk scoring is essential for businesses to evaluate potential risks, prevent fraud, and ensure regulatory compliance.

The general rule is that the system calculates each category risk by its weight and sums up everything ((1 Category risk * 1 Category weight) + (2 Category risk * 2 Category weight) + (2 Category risk * 2 Category weight)…).

This means that if you have two categories – nationality data (weighted at 50%) and income data (weighted at 50%) – a person may still be assigned a high-risk status.

AML screening software capabilities

In the best AML providers coverage, we have covered the top 5 AML screening solutions and explained how each of the vendors offers PEPs, Sanctions, and Adverse media screening.

PEPs screening. The correct approach is to provide real-time PEP data and ensure that whenever new findings are available, all 4 levels are identified.

Sanction check. They have to be updated daily and should offer an option to get the source (the URL) of the found dataset. Also, filtering by specific country lists has to be configured. 

Adverse media. The software has to provide options from multiple data sources and context-aware alert reports, which identify whether the company or individual in the news actually had criminal charges or perhaps the company was falsely accused. 

Ongoing monitoring. After a successful identity verification process, every individual has to be checked across the sanctions and PEPs list, but they also need to be included in ongoing monitoring – with daily changes in the dashboard or Webhook notifications. 

Compatibility of business verification software with KYC

Since the 5th AML directive, business verification has become an important part of the KYC process. For business, key requirements are the identification of the UBOs, verification of gathered company information across registry reports, and ongoing sanction checking of the company. There are more KYB requirements, but those are related to the correct business verification process, not necessarily to KYC. 

Identity verification check. There has to be an option to generate an identity verification session for all the UBOs, or even shareholders on demand. 

AML checks for individuals. KYB needs to provide an automated way to include the shareholders in daily AML monitoring software.

#1 iDenfy

4.9 Average Score · (4.8 Captera | 4.9 G2 | 5.0 TrustRadius)

iDenfy website: www.idenfy.com

With the iDenfy ID verification system, more users can be converted, scale faster, and tackle security challenges with the powerful, all-in-one identity verification, business verification, fraud prevention, and compliance platform.

KYC features of iDenfy

Supported Countries

• 200+ countries and territories;
• Country Block List functionality;

Document Types

• Document types supported (passport, passport card, identity card, driving license, residence permit, visa, military card);
• Document type allowance functionality;

Liveness Detection

• 3D Active Liveness detection;
• Passive Liveness detection;

Automated vs Human-Supervised ID Verification

• Automated ID verification system;
• Hybrid ID verification system (automated system with human supervision);

Pricing Models

• Pay per approved iD verification;

KYC Risk Assessment

• Built-in support with different weights adjustments.

AML features of iDenfy

PEPs screening

• All 4 levels supported;
• Up-to-date data;

Sanction check

• All sanction lists supported;
• Option to select specific lists per country;

Adverse media

• Fuzzy matching;
• Proprietary context-aware algorithm to reduce false positives;

Ongoing monitoring

• Automatically included after successful verification;
• Alerts in dashboard and API;

KYC and KYB features of iDenfy

Identity verification check

• Create verification links and send them via email after the onboarding form is filled;

AML checks for individuals

• Create custom rules, which will trigger AML checks for the company and individual after the onboarding form is filled;

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#2 FOCAL

4.8 Average Score · (-.- Captera | 4.6 G2 | -.- TrustRadius)

FOCAL website: www.getfocal.ai

FOCAL by Mozn is a leader in AI-powered fraud prevention and AML compliance solutions, helping businesses and governments tackle rising regulatory challenges and combat ever-evolving fraud. With the global crackdown on financial crime and an increased focus on AML/CFT regulations, FOCAL addresses a critical need for real-time, AI-driven compliance and fraud prevention solutions, particularly in the fast-changing financial services landscape.

KYC features of FOCAL

Supported Countries:

• All countries, but some products, are limited to GCC countries.

FOCAL AML Suite:

FOCAL uses advanced name matching, real-time watchlist screening, and customizable risk scoring to ensure compliance, streamline onboarding, and enhance decision-making. It helps organizations mitigate financial risks, avoid penalties, and protect their reputation, with the flexibility to adapt to evolving regulations.

Profile Screening:

• AI Phonetics Engine
• 1300+ Watchlists
• Sanctions/PEP/RCA Screening
• KYB Integration

Risk Profiling:

• Customizable Rules
• Customer Segmentation
• Dynamic Monitoring
• Build Your Own Scoring

Case Management:

• Intuitive Dashboard
• Logs for Auditing
• Reporting
• Alerts & Cases Workflows

Real-time Monitoring:

• Supported

National ID verification:

• FOCAL leverages its native integration with official national databases to cross-reference an individual’s ID number provided from government registries or your choice of trusted data providers, offering diverse and robust verification.

Verification Document Types:

• Passport / National ID/ Address / Commercial Registration Check

Automated vs Human-Supervised ID Verification

• Automated verification system;

Pricing Models:

• Per Customer

KYC Risk Assessment

• Additional support available

#3 SEON

4.8 Average Score · (5.0 Captera | 4.6 G2 | -.- TrustRadius)

Focal website: www.seon.io

SEON is a cloud-based fraud prevention platform that helps businesses of all sizes reduce the risk of fraud and protect their revenue.

KYC features of SEON

Supported Countries

• 200+ countries and territories;
• Country Block List functionality;

Document Types

• No information was found. Contact SEON directly;

Liveness Detection

• No information was found. Contact SEON directly;

Automated vs Human-Supervised ID Verification

• Automated verification system;

Pricing Models

• Pay per completed verification;

KYC Risk Assessment

• Built in support available

AML features of SEON

PEPs screening

• All 4 levels supported;
• Up-to-date data;

Sanction check

• All sanction lists supported;

Adverse media

• Multiple data sources;

Ongoing monitoring

• Supported via dashboard and API;

KYC and KYB features of SEON

Identity verification check

• Not supported currently;

AML checks for individuals

• Not supported currently;

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#4 ID.me

4.6 Average Score · (4.5 Captera | 4.7 G2 | 4.6 TrustRadius)

ID.me website: www.id.me

ID.me is a digital identity verification platform that helps businesses and organizations verify the identities of their customers and employees quickly, securely, and compliantly.

KYC features of ID.me

Supported Countries

• Supported countries are the US & Canada. For more information, contact ID.me directly.

Document Types

• Document types supported (passport, passport card, identity card, driving license)

Liveness Detection

• 3D Active Liveness detection;

Automated vs Human-Supervised ID Verification

• Automated ID verification system;
• Hybrid ID verification system (automated system with human supervision);

Pricing Models

• Pay per completed ID verification;

KYC Risk Assessment

• Built-in support available;

AML features of ID.me

PEPs screening

• Supported via API;
• The specific lists are not disclosed on the website;

Sanction check

• Supported via API;
• The specific lists are not disclosed on the website;

Adverse media

• No information on the website;

Ongoing monitoring

• Supported;

KYC and KYB features of ID.me

Identity verification check

• Not supported currently;

AML checks for individuals

• Not supported currently;

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#5 Onfido

4.1 Average Score · (4.8 Captera | 4.4 G2 | 3.0 TrustRadius)

Onfido website: www.onfido.com

Onfido is a leading global provider of digital identity verification solutions, helping businesses securely verify the identities of their customers online.

KYC features of Onfido

Supported Countries

• 195 countries and territories;
• Country Block List functionality;
• Custom Flows functionality;

Document Types

• Document types supported (passport, identity card, driving license, residence permit)
• Document type allowance functionality;

Liveness Detection

• Passive Liveness detection;
• 3D Active Liveness detection;

Automated vs Human-Supervised ID Verification

• Hybrid ID verification system (automated system with human supervision);

Pricing Models

• Pay per each ID verification;

KYC Risk Assessment

• Built-in support available;

AML features of Onfido

PEPs screening

• Supported via API;
• Information is of 24-hour recency.

Sanction check

• Supported via API;
• Information is real-time;

Adverse media

• No information about the algorithm and data sources on the website;

Ongoing monitoring

• Supported;
• Included after verification using custom flow settings;

KYC and KYB features of Onfido

Identity verification check

• Not supported currently;

AML checks for individuals

• Not supported currently;

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DISCLAIMER
This information is collected from public sources and vendor websites; it is not our final verdict or opinion. The information, in some cases, could be outdated. You should contact the vendor directly to get recent information. If there is missing information, please contact the website owner.